Calculators for buyers’ agents
A buyer’s first real question is what the purchase costs in total, and the answer is always more than the price plus the deposit.
These calculators work that out properly — transfer duty from the state’s own published scale, added to the deposit and the other upfront costs — on your own site, with your branding.
How it works in practice
Step 1
A prospective buyer works out the total cash required for a purchase in the state they are buying in.
Step 2
The duty component is calculated from the statutory scale for their contract date, with the revenue authority and the source document shown.
Step 3
They see the gap between the deposit they had in mind and the cash actually needed, which is the point at which a buyer decides they need help.
Step 4
The call to action takes them to you, on your terms and at your destination.
What the purchase actually costs
Duty is the largest cost after the deposit and it cannot be borrowed. The buying costs calculator adds it to conveyancing, inspections, government fees and lender fees to give the cash required at settlement — the figure that reprices a buyer’s expectations more than any other.
Property buying costs calculator
Adds transfer duty to your deposit and the other upfront costs, to show the cash you need to complete a purchase.
Stamp duty calculator
Works out transfer duty on a residential purchase from the statutory scale published by the state or territory, for the contract date you give.
Duty by state, from the state’s own scale
Seven states and territories are implemented against their published schedules, each showing the authority, the effective period and a link to the source. South Australia is deliberately not offered, because no SA schedule could be verified against an official source and an unverified duty figure on a five-figure liability would be worse than none.
Stamp duty calculator
Works out transfer duty on a residential purchase from the statutory scale published by the state or territory, for the contract date you give.
Deposit, equity and borrowing capacity
Where the deposit is coming from is often equity in an existing property, and the difference between gross and usable equity is where those conversations go wrong. LVR then determines whether lenders mortgage insurance is in the budget.
Home equity calculator
Works out gross equity in a property, and how much could be released while staying within a loan-to-value ratio you choose.
LVR calculator
Works out the loan-to-value ratio: how much is borrowed as a percentage of what the property is worth.
Home loan repayment calculator
Works out the regular repayment on a home loan, and what it adds up to in interest over the full term.
Selling to buy
A client selling to fund a purchase needs the net proceeds, not the sale price. Commission, marketing and the loan payout come off first, and pairing the selling calculator with the buying one gives the real cost of moving.
Property selling costs calculator
Works out what is left after agent commission, marketing, legal fees and repaying the loan.
Rental yield calculator
Works out gross and net rental yield on an investment property, allowing for vacancy and operating costs.
What you can see, and what nobody can
For each calculator you embed, the dashboard reports widget sessions, calculator starts, completed calculations, call-to-action views and call-to-action clicks. Those are counts of what happened, tracked against an anonymous identifier that lasts for the visit and is never joined to a person.
What is never recorded is what anybody typed. Loan amounts, salaries, property values, deposits, tax results — none of it is sent anywhere or stored anywhere. That is enforced by the architecture rather than by policy, and a release-blocking test fails if a financial field could ever reach the events table.
A “session” is an anonymous identifier for one visit, and it is not a unique person. Two visits from the same browser are two sessions.
The enquiry goes to you
The call to action on a calculator is a destination you configure: a page on your own site, a phone number, or an email address. When somebody clicks it, they go there.
Nothing is collected here. There is no enquiry form on this platform, no lead database, and no third party in between — which also means no visitor’s financial details are ever in a system you did not choose.
Next
A buyers’ agent’s visitors are pre-purchase and cost-focused: they need the total, in a specific state, before they can act. Duty accuracy and its provenance matter here in a way they do not on a repayment page.