Calculators for mortgage brokers
Someone researching a mortgage runs the numbers before they call anyone. If they run them on your site, you are the broker they were already talking to when they decided to act.
These are the calculators that come up in a broker conversation, embeddable on your own site with your branding, and a call to action that goes to your phone, your inbox or your booking page.
How it works in practice
Step 1
A visitor lands on your site and uses a calculator — a repayment, a refinance comparison, an LVR check.
Step 2
They get a real answer, calculated to the same standard as the rest of this platform, with the assumptions stated.
Step 3
When they want to go further, the call to action sends them to a destination you configure: a call, an email, or your own enquiry form on your own domain.
Step 4
You see how many people viewed the calculator, started it, completed a calculation and clicked through — without the platform storing any of the amounts they entered.
The repayment conversation
The first question is always what it costs each month, and the second should be what it costs in total. Both calculators show the total interest alongside the repayment, which turns a conversation about affordability into a conversation about the loan — and a borrower who has understood the total is a better-prepared client.
Home loan repayment calculator
Works out the regular repayment on a home loan, and what it adds up to in interest over the full term.
Fortnightly repayment calculator
Separates the two things people mean by "paying fortnightly": genuinely repaying every fortnight, and paying half a monthly repayment every fortnight — which is thirteen monthly repayments a year.
How long to repay calculator
Works out how long a loan takes to clear at a chosen repayment, and what it costs in interest along the way.
Comparison and refinance
The comparison a client makes alone usually goes wrong the same way: a lower repayment is read as a cheaper loan when the term has been extended. The comparison calculator puts total cost next to the repayment, and the break-even calculator answers the question a refinance actually turns on — how long the switching costs take to recover.
Loan comparison calculator
Compares two home loans on repayment, total interest and total cost, so the difference between them is explicit.
Refinance break-even calculator
Compares your current loan with a refinance offer over the same remaining term, and shows how long the switching costs take to recover.
Split loan calculator
Works out repayments and total interest for a loan split across two portions, each with its own rate, term and repayment frequency.
Deposit, LVR and equity
LVR decides lenders mortgage insurance and rate tier, and clients arrive with a number that is out by the difference between the price and the lender’s valuation. The equity calculator makes the gap between gross and usable equity explicit, which is the conversation before an investment purchase.
LVR calculator
Works out the loan-to-value ratio: how much is borrowed as a percentage of what the property is worth.
Home equity calculator
Works out gross equity in a property, and how much could be released while staying within a loan-to-value ratio you choose.
Property buying costs calculator
Adds transfer duty to your deposit and the other upfront costs, to show the cash you need to complete a purchase.
Paying it down faster
Extra repayments, lump sums and offset accounts are the three levers, and the arithmetic favouring them is more persuasive than the advice. Each of these shows the effect against the same loan without it, so the client sees what the change is worth rather than being told it is worthwhile.
Extra repayment calculator
Shows how paying more than the minimum each period shortens a home loan and cuts the interest paid.
Lump sum repayment calculator
Shows what a one-off extra repayment does to a home loan: the balance after it, the time saved and the interest avoided.
Offset account calculator
Estimates what holding a balance in a full offset account saves in interest, and how much sooner the loan closes if repayments stay the same.
Interest-only calculator
Shows the repayment during an interest-only period, the higher repayment once it ends, and the extra interest it costs over the loan.
What you can see, and what nobody can
For each calculator you embed, the dashboard reports widget sessions, calculator starts, completed calculations, call-to-action views and call-to-action clicks. Those are counts of what happened, tracked against an anonymous identifier that lasts for the visit and is never joined to a person.
What is never recorded is what anybody typed. Loan amounts, salaries, property values, deposits, tax results — none of it is sent anywhere or stored anywhere. That is enforced by the architecture rather than by policy, and a release-blocking test fails if a financial field could ever reach the events table.
A “session” is an anonymous identifier for one visit, and it is not a unique person. Two visits from the same browser are two sessions.
The enquiry goes to you
The call to action on a calculator is a destination you configure: a page on your own site, a phone number, or an email address. When somebody clicks it, they go there.
Nothing is collected here. There is no enquiry form on this platform, no lead database, and no third party in between — which also means no visitor’s financial details are ever in a system you did not choose.
Next
A broker’s visitors arrive mid-decision with a specific loan in mind, and the questions are comparative — this loan against that one, this repayment against a faster one. The calculators that matter are the ones that put two scenarios side by side.